Limited offer: 1 May to 31 July 2026

Invest in the world's largest markets with your capital protected*

Markets rise? You capture the upside. Markets fall? We take the loss.*

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How it works

*100% capital protection at maturity (31 December 2028). Your capital is at risk if you withdraw your investment prior to the maturity date. Copy Trading does not amount to investment advice. Terms and Conditions apply.

40M+ users worldwide
Trusted since 2007
NASDAQ Listed. ETOR

Three steps and done

Here's how to invest with capital protection*

01

Choose your currency

Pick USD, EUR or GBP. Each version invests in assets that are fully hedged to your chosen currency.

02

Choose the amount

Your investment will be split equally between investment-grade bonds aligned to the maturity date and global equities for growth potential.

Minimum investment of $2,000 USD.

03

At maturity, your capital is guaranteed.*

Although you can withdraw at any time, holding until maturity on 31 December 2028 fully protects your initial investment capital. Any equity gains are yours to keep.

Built for balance

50% equities. 50% fixed income. 100% capital protection.*

50%

THE GROWTH ENGINE

Global Equities

S&P 500
25%
Euro Stoxx 50
15%
FTSE 100
5%
MSCI Japan
5%

Diversified across four of the world's largest markets

50%

The Anchor

Fixed Income Component

iShares iBonds Dec 2028

Investment-grade corporate bonds help provide stability and income over the portfolio term.

Portfolio allocation percentages may vary slightly over time due to market fluctuations.

Equities + Fixed Income — 100% Capital Protected at Maturity*

Currency hedging changes everything

In 2025, the S&P 500 returned 17.88% in USD. But for foreign investors, a weaker dollar ate into much of those gains. Equity-Hedge invests in currency-hedged ETFs to help European and British investors avoid such situations.

+3.93%

EUR Unhedged

S&P 500, 2025

+15.17%

EUR Hedged

iShares S&P 500 EUR Hedged UCITS ETF

GBP investors: +9.69% unhedged → +17.39% hedged (2025, iShares S&P 500 GBP Hedged UCITS ETF)

Data sourced from iShares. Past performance is not an indication of future results. Hedged instruments reduce FX risk and may eliminate potential positive or negative currency fluctuations

The portfolio built for you

Already invested in an eToro capital protection portfolio?

Meet the next generation, with full currency hedging for USD, EUR and GBP. Same capital protection structure, now in your chosen currency.

Want the investment gains — but not the uncertainty?

Capital protection means you get your money back at maturity*. Whatever markets do, you still gain exposure to global equity upside. Invest starting at $2,000 — no hefty minimums.

Before you invest

Registration ends 31 July 2026 | Maturity Date: 31 December 2028

Agreement

Capital protection is subject to Terms and Conditions. Read and sign the T&Cs before investing to activate your guarantee.

Investment period

Hold until 31 December 2028 to receive 100% capital protection.

Early withdrawal

You can exit before maturity. Capital protection does not apply on early exit, but any accrued profits remain yours.

Your questions, answered

What does "100% capital protection" mean?
Your invested capital is returned to you in full at maturity* on 31 December 2028, regardless of how equity markets have performed. This is built into the overall structure of the portfolio. Any equity gains above your initial investment are yours to keep.
What happens if I withdraw early?
You can withdraw at any time, but early or partial withdrawals forfeit or reduce the capital protection. The protection applies only if you hold the portfolio to the maturity date of 31 December 2028.
Does the capital guarantee apply in EUR or GBP?
Investments are made in USD to all three portfolios. In Equity-Hedge EUR, allocations are made to EUR-denominated assets, and in Equity-Hedge GBP allocations are made to GBP-denominated assets. In each portfolio, it is the USD value of the original capital investment that is protected. Please see terms and conditions.
How is this different from a bank structured product?
Similar concept, but fully transparent (UCITS ETFs with daily pricing), much lower minimums, no hidden fees, and fully digital — invest in minutes from the eToro app, no advisor needed.
What does currency hedging do?
Currency hedging protects your equity returns from exchange rate movements. In 2025, unhedged EUR investors in the S&P 500 received just +3.93% vs +15.17% for hedged investors — a difference of 11 percentage points. Equity-Hedge hedges your returns to your chosen base currency.

Data sourced from iShares. Past performance is not an indication of future results. Hedging reduces FX risk, and may eliminate potential positive or negative currency fluctuations.
How much do I need to invest?
The minimum investment is $2,000. The total campaign capacity is $100M — once reached, the offering closes.
Which equities are included?
The equity component (50%) is diversified across four major global indices: S&P 500 (25%), Euro Stoxx 50 (15%), FTSE 100 (5%), and MSCI Japan (5%). All via UCITS ETFs for transparency and liquidity.

*100% capital protection at maturity (31 December 2028). Your capital is at risk if you withdraw your investment prior to the maturity date. Copy Trading does not amount to investment advice. Terms and Conditions apply.

If capital is withdrawn prior to the minimum holding period 31 December 2028 your capital is at risk.
Copy Trading does not amount to investment advice. Past performance is not an indication of future results.
Please see Terms & Conditions for further details on the associated risks

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